Remortgaging

YOUR MORTGAGE SHOULD KEEP UP WITH YOUR LIFE

Is it time to review your mortgage?

Your circumstances change, and your mortgage needs may change with them.

Whether your current mortgage deal is coming to an end, you're considering borrowing more or simply want to review your options, we're here to help.

At AR Mortgage Services, we make remortgaging easier to understand, with straightforward advice based on your individual circumstances.

When should you consider remortgaging?

Remortgaging means replacing your existing mortgage with a new one, usually while staying in the same property.

There are several reasons why homeowners consider it:

  • Your current fixed-rate or introductory deal is ending

  • You want to review your monthly mortgage payments

  • You're considering borrowing additional funds for home improvements

  • Your circumstances or financial priorities have changed

  • You want to explore a different mortgage term or product

Remortgaging isn't always the best option. Sometimes a new deal with your existing lender, known as a product transfer, may be more suitable.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT. YOU MAY HAVE TO PAY AN EARLY REPAYMENT CHARGE TO YOUR EXISTING LENDER IF YOU REMORTGAGE.

Let us help you explore your options.

We'll review your existing mortgage, discuss your plans and compare suitable options. Our advice considers more than the headline interest rate. We'll also look at arrangement fees, early repayment charges, mortgage terms and the overall cost of borrowing.

That way, you can make an informed decision about what works for you.

When should you start looking?

If your current mortgage deal is approaching its end, it's worth reviewing your options in advance. Starting early gives you time to understand the choices available and prepare for any changes to your repayments.

A mortgage review could make a difference.

You don't have to navigate changing mortgage deals alone. We'll review where you are, discuss where you want to be and find a suitable way forward.

LEGAL

LEGAL

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Calls may be recorded for training and quality purposes.

AR Mortgage Services undertakes credit broking and is not a lender. We offer an unrestricted range of first charge mortgages, but do not offer second charge lending or bridging finance.

AR Mortgage Services is a trading style of Alistair Redhouse Mortgage Services Ltd, which is an Appointed Representative of Stonebridge Mortgage Solutions Ltd. which is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register.

We are registered in England and Wales under company number 16988991. Our registered office is at The Old Police House, Old Botley, Botley Road, Oxford, OX2 0JW.

Fee statement: There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be £335 and is payable once an application has been submitted and will be agreed with you prior to advice being given.

Insurance Disclaimer: As with all insurance policies, conditions and exclusions will apply. The cost of insurance depends on several factors, such as your age, occupation, and location.