Home Movers

MOVING HOME SHOULD BE EXCITING, NOT OVERWHELMING

A new home. The right mortgage. A smoother move.

Whether you're moving somewhere bigger, downsizing or simply looking for a change, moving home brings plenty of decisions.

At AR Mortgage Services, we help you understand your mortgage options, plan your finances and move forward with confidence.

Moving home? Let's talk mortgages.

If you already have a mortgage, you may be wondering whether you can take it with you or whether a new mortgage would be more suitable.

We'll take the time to understand your circumstances, review your existing mortgage and explain the options available to you.

Our aim is to help you make informed decisions that suit your finances and your next chapter.

We Can Help You

  • Understand how much you may be able to borrow

  • Review your existing mortgage arrangements

  • Explore transferring your mortgage to a new property (porting)

  • Compare available mortgage products and lenders

  • Understand deposits, equity and moving costs

  • Explain potential early repayment charges

  • Guide you through the mortgage application process

What happens to your existing mortgage?

Depending on your lender and circumstances, you may be able to transfer your existing mortgage deal to your new property. This is known as porting.

Alternatively, taking out a new mortgage may be more suitable.

We'll help you understand the potential costs, benefits and restrictions of each option so you can decide how best to proceed.

Porting is subject to lender approval, affordability assessments and the new property's suitability. Early repayment charges may apply.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Your next move starts with a conversation.

You don't need to have found your next property to start planning.

Whether you're actively searching or simply considering your options, we're here to help you understand what's possible.

LEGAL

LEGAL

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER DEBTS SECURED ON IT.

Calls may be recorded for training and quality purposes.

AR Mortgage Services undertakes credit broking and is not a lender. We offer an unrestricted range of first charge mortgages, but do not offer second charge lending or bridging finance.

AR Mortgage Services is a trading style of Alistair Redhouse Mortgage Services Ltd, which is an Appointed Representative of Stonebridge Mortgage Solutions Ltd. which is authorised and regulated by the Financial Conduct Authority. We are entered on the Financial Services Register.

We are registered in England and Wales under company number 16988991. Our registered office is at The Old Police House, Old Botley, Botley Road, Oxford, OX2 0JW.

Fee statement: There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances. This will typically be £335 and is payable once an application has been submitted and will be agreed with you prior to advice being given.

Insurance Disclaimer: As with all insurance policies, conditions and exclusions will apply. The cost of insurance depends on several factors, such as your age, occupation, and location.